Place of residence: Spain, Seville

Position: Product and operations manager and co-founder of Silbo Money

Please describe a day in your life

With the recent launch of the product, the focus every day is on driving its growth in the Spanish market, analyzing how users interact with the platform and fine-tuning every detail to make the experience as seamless as possible. At the same time, we continue to explore improvements, develop new features and advance our business solution, which will be key to our expansion.

I’m a very family-oriented person, so I take the opportunity to share lunchtime with them.

After work, to close the day, exercise is almost a ritual: it helps me clear my mind, organise ideas and recharge my energy. I share this time with friends; balance is key in an environment as dynamic as fintech.

How many projects are you currently working on? Please describe them

Currently, I am involved in several projects within Silbo Money, all with the goal of improving the user experience and expanding our platform to merchants. One of the most important is the optimization of usability, ensuring that our transactions are even more intuitive and secure.

In addition, we are developing an innovative solution for merchants, which will allow them to offer a more complete service to their customers, facilitating communication and payment management directly from WhatsApp. This project not only simplifies the shopping experience but also strengthens the relationship between merchants and their customers, allowing them to meet their needs before and after the sale without the need for additional platforms.

In your opinion, who is the most influential person or company in technology today? If you could choose one app, product, or project to have been involved in, which would it be and why?

Beyond specific names, I believe the convergence between artificial intelligence, blockchain and digital payments is completely redefining the way we interact with technology. Not only is generative AI optimizing processes, but it is also enabling new forms of financial interaction and personalization in digital services. In turn, blockchain-driven financial decentralization continues to open up opportunities for a more accessible, transparent and global economic ecosystem. The intersection of these technologies will lead to more seamless, secure and tailored experiences for each user.

My professional career has led me to work in leading and highly demanding companies, where I acquired the foundation of my knowledge. However, at Silbo Money, we not only optimise internal processes or comply with corporate standards, but we also transform the way people manage their money on a daily basis. We are building a solution that is not only innovative but also inclusive, accessible and aligned with the way people communicate today. Knowing that we are making life easier for many people and businesses through technology makes this project especially meaningful to me.

How do you see technology evolving in the next ten years?

Technological evolution in the next decade will be marked by even greater integration between the digital and the physical. Artificial intelligence will continue to advance, not only in terms of automation but also in the ability to interpret emotions and improve human-machine interaction.

Artificial intelligence and data analytics will enable greater personalization in financial services, while asset tokenization and interoperability between systems will facilitate global money management. The key will be to find the balance between innovation and regulatory compliance, allowing technological solutions to continue to advance without compromising security and transparency.

What is the most challenging thing you have faced in your career?

One of the biggest challenges in the financial sector has been finding the balance between innovation, regulation, and user experience. Innovating without compromising security and compliance requires creativity and a well-structured strategy, and overcoming these barriers has been a valuable learning experience.

What is your next goal?

My short-term goal is to consolidate Silbo as the leading payment solution in Europe. To achieve this, we are focused on developing new functionalities that will really make a difference for our users. We want Silbo to become an essential tool in people’s daily lives, allowing them to make payments faster and more conveniently and integrate it into their digital habits. The key is to offer a solution that is so intuitive and useful that it becomes a natural extension of their way of interacting and shopping.

If you could speak to your younger self, what advice would you give? How does it relate to the dreams you had as a child about creating, inventing, or doing something special?

I would tell her to stop obsessing about having everything under control and learn to enjoy the chaos more. I was always very organized and meticulous, thinking that there was a “right” path to follow, but over time I realized that the best opportunities appear when you least expect them.

Because of my career path, I had never considered entrepreneurship, so to speak; in my case, entrepreneurship found me. I would tell myself not to be afraid to try new things and to trust in my ability to learn and adapt.

Which famous person would you like to have dinner with and why?

With Steve Jobs, not because of the obvious but because I am fascinated by how he combined technology, design and emotion to create products that people not only use but love. I’d like to ask him how he managed to filter out the noise and stay focused on the essentials because, in technology, it’s so easy to get lost in features instead of experiences. I would also talk to him about how to build teams that really believe in a vision and carry it out with passion.

But since I can’t bring a dead person back to life with Shonda Rhimes because she’s a genius storyteller. I’d like to learn from her how to make an idea addictive, how to build something that really grabs the audience and how to handle the pressure of constantly reinventing yourself in an ultra-competitive environment. In fintech, we’re in an attention war: if you can’t get your product to engage, people won’t use it.

Where would you like to travel next?

Japan is on my list of next destinations. I find the combination of tradition and avant-garde that the country offers fascinating. Japan is a place where respect for history and culture coexist with an incredibly advanced vision of the future, especially in terms of technology and innovation. Their focus on efficiency and design resonates very much with my way of working and understanding technology; I think it would be inspiring to see how innovation is integrated into everyday life in such a harmonious way.

Also, I am a lover of sushi and Japanese cuisine in general. Japan has a way of understanding cuisine that goes beyond food; it is an art, a sensory experience where every detail counts.

What advice do you give to young girls aspiring to follow a similar career path?

I would tell them not to be afraid to challenge the established and step out of their comfort zone. Learning, questioning and exploring different disciplines is key to building your own path. If they are looking to learn and grow, they will have to be willing to go off script, question everything and, above all, make mistakes. They must learn to navigate uncertainty. In this industry, everything changes fast, and no one has an exact map of where things are going. The important thing is to develop the ability to adapt, learn on their own, and not be paralyzed by the unknown.

And finally, build your own network of contacts and support. This world is demanding, but surrounding yourself with people who share your interests, who inspire you and with whom you can exchange ideas helps a lot.